William Stephen Ferguson

US Patent:

8116731, Feb 14, 2012

Filed:

Dec 11, 2008

Appl. No.:

12/332878

Inventors:

Michael F. Buhrmann - North Bend WA, US
Randall A. Snyder - Las Vegas NV, US
Charles L. Dennis - Sammamish WA, US
Robert C. Boxberger - Pleasanton CA, US
William M. Ferguson - San Diego CA, US

Assignee:

Finsphere, Inc. - Bellevue WA

International Classification:

H04M 3/16

US Classification:

455410, 455411

Abstract:

An automated system and method for authenticating entities or individuals engaging in automated or electronic transactions or activities such as financial transactions, accessing computer applications, computer software, data networks or other automated or electronic devices requiring identity verification is provided. A unique Personal Identity Value is computed and stored in an Identity Register for the entity or individual and may be used for a variety of applications including recognizing incidents of identity theft. This Personal Identity Value is based on one or more computer logic resources that incorporate the relationship among a variety of identification information elements and parameters associated with the entity or individual, such as the entity's or individual's wireless device location, the entity's or individual's home location, other associated locations, automated activities engaged in and applications accessed.

US Patent:

8280348, Oct 2, 2012

Filed:

Nov 30, 2009

Appl. No.:

12/628051

Inventors:

Randall A. Snyder - Las Vegas NV, US
Devin P. Miller - North Bend WA, US
William M. Ferguson - San Diego CA, US

Assignee:

Finsphere Corporation - Bellevue WA

International Classification:

H04M 1/66

US Classification:

455410, 455411, 4554321, 455433, 4554561

Abstract:

A system and method for recognizing patterns in wireless device locations using wireless device location data derived from a communications signaling network is provided. By using wireless network supported signaling operations and messages, location data concerning the whereabouts of wireless devices, and hence wireless device users, may be obtained. The location data derived from the communications signaling network may be statistically analyzed to reveal potential geographic patterns that may indicate meaningful behaviors of the purported users of the wireless devices.

US Patent:

8588748, Nov 19, 2013

Filed:

Nov 23, 2011

Appl. No.:

13/303809

Inventors:

Michael F. Buhrman - North Bend WA, US
Randall A. Snyder - Las Vegas NV, US
Charles L. Dennis - Sammamish WA, US
Robert C. Boxberger - Pleasanton CA, US
William M. Ferguson - San Diego CA, US

Assignee:

Finsphere Corporation - Bellevue WA

International Classification:

H04W 12/08

US Classification:

455411, 455410, 713168, 726 26

Abstract:

An automated system and method for authenticating entities or individuals engaging in automated or electronic transactions or activities such as financial transactions, accessing computer applications, computer software, data networks or other automated or electronic devices requiring identity verification is provided. A unique Personal Identity Value is computed and stored in an Identity Register for the entity or individual and may be used for a variety of applications including recognizing incidents of identity theft. This Personal Identity Value is based on one or more computer logic resources that incorporate the relationship among a variety of identification information elements and parameters associated with the entity or individual, such as the entity's or individual's wireless device location, the entity's or individual's home location, other associated locations, automated activities engaged in and applications accessed.

US Patent:

20080088299, Apr 17, 2008

Filed:

Oct 12, 2006

Appl. No.:

11/548700

Inventors:

Gregory Robert Wolfe - Royersford PA, US
William Eakins Ferguson - Pennsburg PA, US
Andrew Paul Sagl - Noristown PA, US
Jeffrey Lyn Stitt - Levittown PA, US

International Classification:

G01R 15/14

US Classification:

324126

Abstract:

The present invention is an attachment device and a method for fastening and removing an electrical cable monitoring instrument to an electrical cable. The attachment device comprises monitoring instrument sensor with opening for positioning electrical cable such that said electrical cable can be positioned to pass through the sensitive volume at least partially surrounded by said sensor, at least one elongated elastic member securely attached to said cable monitoring instrument such that, when elastically deformed to a shape characterized by high mechanical energy such that deformed elastic member allows said electrical cable access to and from the sensitive volume at least partially surrounded by said monitoring instruments sensor. The elongated elastic member, when relaxed to the a shape characterized by lower mechanical energy than high mechanical energy shape, with the electrical cable positioned to pass through sensitive volume, applies elastic force to the electrical cable to hold the electrical cable passing through the sensitive volume firmly and securely in contact with the cable monitoring instrument with no relative motion.

US Patent:

20110208601, Aug 25, 2011

Filed:

Feb 18, 2011

Appl. No.:

13/030794

Inventors:

William M. Ferguson - San Diego CA, US
Steven A. Wickert - Oceanside CA, US
Mary A. Reeder - Seattle WA, US
Anu K. Pathria - San Diego CA, US

Assignee:

FINSHPERE CORPORATION - Bellevue WA

International Classification:

G06Q 40/00
G06Q 20/00

US Classification:

705 16, 705 44

Abstract:

Systems and methods for verifying a distant-from-home financial transaction related to a customer account based on travel indicators in earlier purchase transactions made by that customer.

US Patent:

20120302209, Nov 29, 2012

Filed:

Aug 6, 2012

Appl. No.:

13/567468

Inventors:

Randall A. Snyder - Las Vegas NV, US
Devin P. Miller - North Bend WA, US
William M. Ferguson - San Diego CA, US

International Classification:

H04W 12/02

US Classification:

455410

Abstract:

A system and method for recognizing patterns in wireless device locations using wireless device location data derived from a communications signaling network is provided. By using wireless network supported signaling operations and messages, location data concerning the whereabouts of wireless devices, and hence wireless device users, may be obtained. The location data derived from the communications signaling network may be statistically analyzed to reveal potential geographic patterns that may indicate meaningful behaviors of the purported users of the wireless devices.

US Patent:

20140040155, Feb 6, 2014

Filed:

Oct 15, 2013

Appl. No.:

14/054047

Inventors:

Michael F. Buhrmann - North Bend WA, US
Randall A. Snyder - Las Vegas NV, US
Charles L. Dennis - Sammamish WA, US
Robert C. Boxberger - Pleasanton CA, US
William M. Ferguson - San Diego CA, US

International Classification:

G06Q 50/26
G06F 21/60

US Classification:

705325

Abstract:

An automated system and method for authenticating entities or individuals engaging in automated or electronic transactions or activities such as financial transactions, accessing computer applications, computer software, data networks or other automated or electronic devices requiring identity verification is provided. A unique Personal Identity Value is computed and stored in an Identity Register for the entity or individual and may be used for a variety of applications including recognizing incidents of identity theft. This Personal Identity Value is based on one or more computer logic resources that incorporate the relationship among a variety of identification information elements and parameters associated with the entity or individual, such as the entity's or individual's wireless device location, the entity's or individual's home location, other associated locations, automated activities engaged in and applications accessed.

US Patent:

58192263, Oct 6, 1998

Filed:

Sep 8, 1992

Appl. No.:

7/941971

Inventors:

Krishna M. Gopinathan - San Diego CA
Louis S. Biafore - San Diego CA
William M. Ferguson - San Diego CA
Michael A. Lazarus - San Diego CA
Anu K. Pathria - Oakland CA
Allen Jost - San Diego CA

Assignee:

HNC Software Inc. - San Diego CA

International Classification:

G06F15700

US Classification:

705 1

Abstract:

An automated system and method detects fraudulent transactions using a predictive model such as a neural network to evaluate individual customer accounts and identify potentially fraudulent transactions based on learned relationships among known variables. The system may also output reason codes indicating relative contributions of various variables to a particular result. The system periodically monitors its performance and redevelops the model when performance drops below a predetermined level.

Author:

William M. Ferguson

ISBN #:

0806114428

Author:

William M. Ferguson

ISBN #:

0826308740

Author:

William M. Ferguson

ISBN #:

0826308732

Author:

William M. Ferguson

ISBN #:

0826310516

Author:

William M. Ferguson

ISBN #:

0826328008

Author:

William M. Ferguson

ISBN #:

0826328016

Author:

William M. Ferguson

ISBN #:

0826339697

Author:

William M. Ferguson

ISBN #:

0826339700