Timothy John Herdklotz

US Patent:

20030084188, May 1, 2003

Filed:

Oct 30, 2001

Appl. No.:

09/984636

Inventors:

Hans Dreyer - Gahanna OH, US
Timothy Herdklotz - Atlanta GA, US

International Classification:

G06F015/16

US Classification:

709/246000

Abstract:

A technique for information exchange is provided. A method and a system utilizing the technique are provided. According to the technique, a message having an input mode is received. A output mode for a response to the received message is determined. A response having the determined output mode is generated. The generated response is then transmitted. The determination of the output mode is independent of the input of the input mode.

US Patent:

20080133405, Jun 5, 2008

Filed:

Nov 30, 2006

Appl. No.:

11/565322

Inventors:

Paul J. Lyda - Powell OH, US
Timothy Herdklotz - Banner Elk NC, US
Donald Kenneth Hobday - Blacklick OH, US

International Classification:

G06Q 20/00
G06F 17/30
G06Q 40/00
G06F 17/40

US Classification:

705 40, 705 35, 705 45

Abstract:

A system and method for determining and displaying a payment lead time or expected payment delivery time in an electronic payment system is disclosed. A payee associated with a payor is identified. Prior to receiving a payment request to pay the payee on behalf of the payor, an expected payment delivery time for a payment to fulfill the payment request is determined. The expected payment delivery time is based on at least one payment attribute associated with the payee and at least one payment attribute associated with the payor. An interface screen is then generated for displaying the determined expected payment delivery time.

US Patent:

20100100462, Apr 22, 2010

Filed:

Dec 28, 2009

Appl. No.:

12/647693

Inventors:

Paul J. Lyda - Powell OH, US
Timothy Herdklotz - Banner Elk NC, US

Assignee:

CHECKFREE CORPORATION - Norcross GA

International Classification:

G06Q 20/00
G06Q 10/00
G06Q 40/00

US Classification:

705 30, 705 45, 705 40, 705 44

Abstract:

A system and method for determining and displaying a payment lead time or expected payment delivery time in an electronic payment system is disclosed. A payee associated with a payor is identified. Prior to receiving a payment request to pay the payee on behalf of the payor, an expected payment delivery time for a payment to fulfill the payment request is determined. The expected payment delivery time is based on at least one payment attribute associated with the payee and at least one payment attribute associated with the payor. An interface screen is then generated for displaying the determined expected payment delivery time.