Shantnu Singh

US Patent:

20220270095, Aug 25, 2022

Filed:

Aug 3, 2020

Appl. No.:

17/631796

Inventors:

- San Francisco CA, US
Sunil Joshi - Santa Clara CA, US
Shantnu Singh - Foster City CA, US

International Classification:

G06Q 20/40
G06Q 20/38
G06Q 20/10

Abstract:

A technique for enabling non-native accounts to be processed by a processing system may include receiving an account identifier scheme that is used by a third-party entity to provide access to accounts associated with the third-party entity, and assigning an entity identifier to the third-party entity in which the entity identifier conforms to a native format used by the processing system. An application programming interface can be modified to recognize account identifiers of the third-party entity. A transaction request can be received to execute a transaction in which the transaction request includes a resource provider identifier of the third-party entity and an account identifier of an account of the third-party entity. The entity identifier assigned to the third-party entity can be determined using the modified application programming interface, and the transaction can be processed using the entity identifier assigned to the third-party entity.

US Patent:

20230016188, Jan 19, 2023

Filed:

Sep 27, 2022

Appl. No.:

17/953613

Inventors:

- San Francisco CA, US
Shantnu Singh - Belmont CA, US
Manikandan Radhakrishnan - San Francisco CA, US

Assignee:

Visa International Service Association - San Francisco CA

International Classification:

G06F 9/54
G06F 9/48
G06F 9/38

Abstract:

A method is disclosed. The method comprising receiving, by a processor computer from a coordination computer, a push transfer instruction message comprising a recipient address associated with a recipient, a data item, and a time period for transferring the data item to a recipient account associated with the recipient address. The method also includes storing, by the processor computer, the push transfer instruction message. After the time period, the push transfer instruction message comprising the data item is transmitted to a recipient authorizing entity computer associated with the recipient address to transfer the data item.

US Patent:

20210049560, Feb 18, 2021

Filed:

Mar 8, 2018

Appl. No.:

16/978408

Inventors:

- San Francisco CA, US
Pankaj Rajurkar - Indore, IN
Shantnu Singh - Belmont CA, US
Vikram Modi - Lafayette CA, US
Koni Uttam Nayak - Mumbai, IN

International Classification:

G06Q 20/02
G06F 16/23
H04L 29/06
G06Q 20/38
G06Q 40/04
G06Q 40/02

Abstract:

A new processing method is disclosed. The processing method includes receiving by a server computer, an update request message from a first authorizing computer for an interaction between two users. The update may be a transfer of interaction value from a first user to a second user, and may include such interaction details as the interaction value and information for a one-way token. The server computer may parse the update request message to determine the one-way token, and may determine a second account of the second user from the token. The server computer may determine a second authorizing computer associated with the second account, and may modify the update request message to include a second user account identifier as well as value adjustments based on calculated interaction velocities. The server computer may forward the update request message to the second authorizing computer for updating the account accordingly.