Ruben F Duran

US Patent:

8630922, Jan 14, 2014

Filed:

Mar 19, 2012

Appl. No.:

13/424231

Inventors:

Ruben G. Duran - Los Angeles CA, US

International Classification:

G06Q 40/00

US Classification:

705 271, 705 1, 705 5, 705 1434, 705 35, 705 36 R, 705 37, 705 38, 705 39, 348 1408, 713200

Abstract:

An escrow accommodation system is provided, including a first escrow client subsystem disposed in a first location, said first escrow client subsystem including first software and a first communication device comprising a first camera configured to be operated with the first software to facilitate an online videoconference meeting regarding an escrow, and a second escrow client subsystem disposed in a second location, said second escrow client subsystem including second software and a second communication device comprising a second camera configured to facilitate the online videoconference meeting regarding the escrow. The first escrow client subsystem is configured to display a list of available escrow companies for performing escrow services and fees associated with available escrow companies, and the first escrow client subsystem is configured to facilitate an escrow opening meeting online between a customer and an escrow company selected from the list.

US Patent:

20030023548, Jan 30, 2003

Filed:

Jul 27, 2001

Appl. No.:

09/916927

Inventors:

Ruben Duran - Whittier CA, US

International Classification:

G06F017/60

US Classification:

705/039000

Abstract:

An escrow accommodation system adapted for deployment in the offices of brokers, mortgage companies, lending institutions and title insurers to facilitate remote video-conferencing of potential buyers and sellers with independent escrow agents. The system includes a first client subsystem disposed in a first office. The first client subsystem includes a microprocessor, software running on the microprocessor for facilitating an escrow arrangement, a camera coupled to the microprocessor, and a display coupled to the computer. A second client subsystem is provided in a second office. The second client subsystem includes a microprocessor, software running on the microprocessor for facilitating an escrow arrangement, a camera coupled to the microprocessor, and a display coupled to the microprocessor. The first and second client subsystems are connected via a network. In the illustrative embodiment, the software includes code for receiving customer escrow data and displaying a list of escrow companies. In various alternative embodiments, the list is customized based on user data and/or broker data. As taught herein, the software includes code for establishing a videoconference between the first client and the second client via the network. The network may be either a public network such as the Internet or a private or virtually private network. The software further includes code for facilitating an escrow opening meeting online. Code is also included for running customized applications based on input from an escrow agent, a customer, a broker or other third party.

US Patent:

20120259751, Oct 11, 2012

Filed:

Feb 12, 2010

Appl. No.:

12/658673

Inventors:

Ruben G. Duran - Montebello CA, US

International Classification:

G06Q 40/00
G06Q 10/00
H04N 7/15
G06Q 99/00

US Classification:

705 35, 705310, 348 1408, 348E07083

Abstract:

An escrow accommodation method and system adapted for deployment via the offices of brokers, mortgage companies, lending institutions and title insurers to facilitate remote video-conferencing of potential buyers and sellers with independent escrow agents. The design includes contracting with and/or contacting at least one escrow company to provide escrow services from a remote location; contracting with and/or contacting at least one non-escrow company, e.g., broker, mortgage company, lending institution, and/or title insurer, to allow remote escrow services to be provided at an office of at least one non-escrow company; and enabling the provision of escrow services by the escrow company to an individual located at the office of at least one non-escrow company via a videoconferencing system disposed between the escrow company and the office of the non-escrow company.