Rishi P Singh

Author:

Rishi Singh

ISBN #:

8174763724

Author:

Rishi Pal Singh

ISBN #:

8122900542

Address:

228 Plainfield Ave, Edison, NJ 08817

VIN:

JTMBD31V386076670

Make:

TOYOTA

Model:

RAV4

Year:

2008

US Patent:

20220319283, Oct 6, 2022

Filed:

Aug 13, 2019

Appl. No.:

17/634258

Inventors:

- San Francisco CA, US
Rishi Arun Singh - San Mateo CA, US
Ashton Mendes - Austin TX, US
Durga S. Kala - Cupertino CA, US
Dhruba Guha - Bangalore, IN

International Classification:

G07F 19/00
G06Q 20/40
G06Q 20/10

Abstract:

Described are a system, method, and computer program product for real-time automated teller machine (ATM) fraud detection and prevention. The method includes receiving transaction data of a plurality of transactions in real-time during processing at a transaction service provider system. The method further includes storing the transaction data in a distributed cache and receiving a transaction request for a user transaction at an ATM using a payment device. The method further includes modifying a profile of ATM activity stored in the distributed cache and comparing at least one metric of the profile to at least one predetermined ATM activity threshold. The method further includes activating a fraud prevention operation before the user transaction is completed at the ATM, including declining the user transaction, disabling a transaction account, communicating an alert to an issuer, or any combination thereof.