Peter B Saunders

US Patent:

7093767, Aug 22, 2006

Filed:

Mar 10, 2004

Appl. No.:

10/708549

Inventors:

Ellen Lasch - New York NY, US
Peter D. Saunders - Salt Lake City UT, US
Lisa Webb - Darien CT, US

Assignee:

American Express Travel Related Services Company, Inc. - New York NY

International Classification:

G06K 19/06

US Classification:

235493, 23547202

Abstract:

The present invention relates to a process for providing an irregularly shaped Radio Frequency operable transaction device using conventional International Standards Organization dimensions for conventional transaction cards and traditional transaction card manufacturing machinery. The invention provides for normal manufacture of a plurality of transaction transporters joined together in a single sheet. The outline of a RFID transaction device is impressed in a center portion of one of the transporters. A RFID transaction device including a RFID module may then be removed, or punched out of the transporter in accordance with the transaction device outline. Alternatively, the RFID module may include an outline pressed into the transporter permitting removal of the module from the transporter independent of the removal of the transaction device. The RFID module may then be removed and used to complete a RFID transaction. The invention further includes a carrying case for securing the RFID module from loss or theft.

US Patent:

7119659, Oct 10, 2006

Filed:

Oct 4, 2004

Appl. No.:

10/711773

Inventors:

David S Bonalle - New Rochelle NY, US
Jeff Fehlhaber - Glendale AZ, US
Peter D Saunders - Salt Lake City UT, US

Assignee:

American Express Travel Related Services Company, Inc. - New York NY

International Classification:

G05B 19/00
G06F 7/00
G06K 19/00
H04B 1/00
H04Q 1/00

US Classification:

340 561, 340 553, 340 54, 705 16, 705 40

Abstract:

A RF transaction device is provided, which is operable to store a private label transaction account identifier associated with a private label transaction account. The invention further includes a RF operable reader in communication with a private label transaction processing system. The RF transaction device communicates with the reader to provide the private label transaction account identifier to the transaction processing system. As such, the invention provides a RF transaction device which may be used to complete a transaction using RF frequency in a contactless environment.

US Patent:

7249112, Jul 24, 2007

Filed:

Dec 13, 2002

Appl. No.:

10/318480

Inventors:

Michael J. Berardi - Ft. Lauderdale FL, US
Michal Bliman - Matawan NJ, US
David Bonalle - New Rochelle NY, US
Jennifer Anne Elwood - New York NY, US
Matthew C. Hood - Wayne PA, US
Susan E. Isenberg - New York NY, US
Alexandra Mayers - New York NY, US
Trevor J. Perry - West Jordan UT, US
Peter D. Saunders - Salt Lake City UT, US
Kathryn D. Scheding - New York NY, US
Sejal Ajit Shah - New York NY, US
Kristin L. VonWald - North Jordan UT, US
John R. Williamson - Salt Lake City UT, US

Assignee:

American Express Travel Related Services Company, Inc. - New York NY

International Classification:

G06F 17/60
G06F 7/08

US Classification:

705 79, 705 1, 705 75, 705 76, 705 77, 235378, 235380, 235381

Abstract:

A transponder-reader payment system includes a RFID reader for interrogating a transponder, and a fob including a transponder which is associated with fob data file funded by one or more funding sources. In exemplary operation, the fob identifying information may be presented to the RFID reader for completion of a transaction request. The transaction request may be provided to a fob issuer system which may process the transaction request in accordance with a funding protocol wherein the transaction request is satisfied according to a fob issuer predefined funding criteria relative to the multiple funding sources.

US Patent:

7306158, Dec 11, 2007

Filed:

Jun 30, 2003

Appl. No.:

10/611563

Inventors:

Michael J. Berardi - Ft. Lauderdale FL, US
Michal Bliman - Matawan NJ, US
David S. Bonalle - New Rochelle NY, US
Jennifer Anne Elwood - New York NY, US
Becky Vander Eyk - Rochester Hills MI, US
Matthew C. Hood - Wayne PA, US
Susan E. Isenberg - New York NY, US
Leigh Malnati - Mountain Lakes NJ, US
Alexandra Mayers - New York NY, US
Sue Mueller - Phoenix AZ, US
Zarita Norcross - Glendale AZ, US
Peter D. Saunders - Salt Lake City UT, US
Kathryn D. Scheding - New York NY, US
Sejal Ajit Shah - New York NY, US
John R. Williamson - Jersey City NJ, US

Assignee:

American Express Travel Related Services Company, Inc. - New York NY

International Classification:

G06K 19/06

US Classification:

235492, 235487

Abstract:

The present invention relates to a process for producing an transparent or translucent transaction card having multiple features, such as a holographic foil, integrated circuit chip, RFID circuitry, silver magnetic stripe with text on the magnetic stripe, opacity gradient, an invisible optically recognizable compound, a translucent signature field such that the RFID circuitry and signature on back of the card is visible from the front of the card and an active thru date on the front of the card. The invisible optically recognizable compound is an infrared ink and/or film, which can be detected by a sensor found in an ATM or card assembly line.

US Patent:

7463133, Dec 9, 2008

Filed:

Mar 27, 2004

Appl. No.:

10/810469

Inventors:

David S. Bonalle - New Rochelle NY, US
Jeff Fehlhaber - Glendale AZ, US
Peter D. Saunders - Salt Lake City UT, US

Assignee:

American Express Travel Related Services Company, Inc. - New York NY

International Classification:

G05B 19/00
G06F 7/00
H04B 1/00

US Classification:

340 561, 340 101, 340 1051, 340 521

Abstract:

A RF transaction device stores multiple distinct calling card accounts associated with a calling card account. The multiple calling card accounts may be issued by multiple calling card carriers. An RF operable reader is in communication with a telephonic call enabling device. The RF transaction device communicates with the reader to retrieve calling card account information. Since the RF device has multiple distinct credit card account numbers stored on the transaction device, the RF transaction device may be used to effectuate a calling card call on different call carrier systems using differently formatted call authorizing systems.

US Patent:

7668750, Feb 23, 2010

Filed:

Mar 10, 2004

Appl. No.:

10/708545

Inventors:

David S Bonalle - New Rochelle NY, US
Susan E Isenberg - London, GB
Peter D Saunders - Salt Lake City UT, US
John R Williamson - Jersey City NJ, US

International Classification:

G06Q 20/00

US Classification:

705 16, 705 64, 235380

Abstract:

A system and method for securing a Radio Frequency (RF) transaction using a RF identification device (RFID) transaction device is provided. The RFID transaction device includes a transactions counter for tallying the number of transactions attempted or completed with the RFID transactions device. The counter may be incremented by any predetermined amount, which may be predefined for a particular transaction device counter. The counter value is provided to an account issuer for use in determining if the counter value has exceeded a predetermined value correlative to the maximum number of transactions which may be completed using a transaction device.

US Patent:

7762457, Jul 27, 2010

Filed:

Jul 21, 2004

Appl. No.:

10/710570

Inventors:

David S. Bonalle - New Rochelle NY, US
Carl Larkin - Bognore Regis, GB
Peter D. Saunders - Salt Lake City UT, US

Assignee:

American Express Travel Related Services Company, Inc. - New York NY

International Classification:

G06K 15/00

US Classification:

235383, 235376, 340 1031, 340 1032, 705 16

Abstract:

A system generally for personalizing and synchronizing fob data in the context of a distributed transaction system is disclosed. A dynamic fob synchronization system may comprise point of service (POS) devices configured with transponder-readers to initiate a transaction in conjunction with a fob, an enterprise data collection unit, and a fob object database update system. An exemplary dynamic synchronization system (DSS) may comprise various fob POS devices, a secure support client server, a fob object database update system (FODUS), one or more enterprise data synchronization interfaces (EDSI), an update logic system, one or more enterprise data collection units (EDCUs), and one or more fob POS devices configured to interoperably accept and interface with fobs. In an exemplary embodiment, DSS may comprise a personalization system and an account maintenance system configured to communicate with FODUS. Personalization of multi-function fobs may be accomplished using a security server configured to generate and/or retrieve cryptographic key information from multiple enterprise key systems during the final phase of the fob issuance process.

US Patent:

7768379, Aug 3, 2010

Filed:

Jul 21, 2004

Appl. No.:

10/710567

Inventors:

David S. Bonalle - New Rochelle NY, US
Carl Larkin - Bognore Regis, GB
Peter D. Saunders - Salt Lake City UT, US

Assignee:

American Express Travel Related Services Company, Inc. - New York NY

International Classification:

G06F 19/00

US Classification:

340 592, 340 101, 235383, 235385

Abstract:

The present invention provides a system and methods for a radio frequency identification (RFID) system which securely and conveniently integrates important travel-related applications. In accordance with one aspect of the present invention, an RFID system comprises a transponder identification application and various additional applications useful in particular travel contexts; for example, airline, hotel, rental car, and payment-related applications. In accordance with another aspect of the present invention, an RFID system further comprises space and security features within specific applications which provide partnering organizations the ability to construct custom and secure file structures.

Author:

Peter Timothy Saunders

ISBN #:

0521297826

Author:

Peter Saunders

ISBN #:

0002115387

Author:

Peter Saunders

ISBN #:

0255363664

Author:

Peter Saunders

ISBN #:

0335157084

Author:

Peter Saunders

ISBN #:

0335157092

Author:

Peter Saunders

ISBN #:

0521454565

Author:

Peter Saunders

ISBN #:

0521455944

Author:

Peter Saunders

ISBN #:

0521524431