Patricia Ann Loeffler

US Patent:

8275708, Sep 25, 2012

Filed:

Sep 12, 2007

Appl. No.:

11/853961

Inventors:

Jeff Dennes - San Antonio TX, US
Charles R. Bear - San Antonio TX, US
Patricia A. Loeffler - San Antonio TX, US
Peter H. McKenna - San Antonio TX, US
Lisa Ellis Schwartz - Helotes TX, US
Christy Lynn Newburn - San Antonio TX, US

Assignee:

United Services Automobile Associates (USAA) - San Antonio TX

International Classification:

G06Q 40/00

US Classification:

705 40, 705 35, 705 39

Abstract:

Funding source data, such as bank account information or credit card information, associated with a user is stored in an enterprise-wide database maintained by an institution, such as a financial services institution. The data in the enterprise-wide database may be accessible to entities associated with the institution upon the user's authorization. The user only has to provide the funding source data once and may then use that funding source to pay for any product, service, bill, etc. associated with any of the entities of the institution. A user may update funding source data once, and this updated funding source data may then be available to all the entities. After providing account details for the user's various funding sources, a user can assign any of the funding sources to a payment plan for any product or service in any entity of the institution.