Residential sales Luxury homes First time home buyers Staging Relocation Property Management
Work:
RE/MAX HERITAGE Houston, TX 281 265-7355 (Phone)
Client type:
Home Buyers Home Sellers
Property type:
Single Family Home Multi-family Residential Rental
Skills:
Commercial Properties Multi-Families Single Families Bank Owned Financing Consultant Staging Residential Development
About:
Specialized in Commercial/Residential Real Estate and Lending. 15 yrs in banking w/ strong understanding of debt service, tax returns, debt coverage, LTV, CAP rate, cash flow and loan packaging which is a crucial and a huge part of the equation.
*Assisting clients with property sales and development while providing economic and market advice.
Preparing and Interpreting legal documents ensuring all terms and conditions of agreements are met.
Resumes
Franchise Business Consultant And Sales And Marketing
Adriatico Investment Group, LLC since Sep 2007
President and Founder
NE'A House of Beauty, LP since Sep 2007
President & Founder
Wachovia Bank Aug 2006 - Oct 2007
Vice President- Private and Mortgage Banking
Compass Bank Oct 2003 - Aug 2006
Vice President - Business Banker
Education:
Data On-Line Computer School 1994 - 1995
Data Entry
Far Eastern University 1990 - 1994
Gordon Heights High School 1986 - 1990
Skills:
Loans Credit Mortgage Lending Banking Loan Origination Portfolio Management Mortgage Banking Investments Finance Real Estate Construction Loans Financial Services Small Business Lending Commercial Lending Commercial Banking Credit Analysis Underwriting Commercial Mortgages Refinance Credit Risk Retail Banking Treasury Management Cash Management Financial Analysis Business Strategy Risk Management Consulting Relationship Management Building Relationships Leadership Crm Business Development Customer Relationship Management
Interests:
Reading Sports Health Children Travelling Education Environment Science and Technology Human Rights Civil Rights and Social Action Poverty Alleviation Disaster and Humanitarian Relief Theater Social Services Economic Empowerment Politics Arts and Entertainmnet Animal Welfare Arts and Culture
Languages:
Tagalog
Certifications:
Real Estate License and Brokerage Certification Texas Real Estate Commission
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