Kristen Tilton Davis

US Patent:

20110167001, Jul 7, 2011

Filed:

Jan 7, 2010

Appl. No.:

12/683771

Inventors:

David Stephens - Arvada CO, US
Kristen Davis - Littleton CO, US
James Ludwig - Stevens PA, US
Joseph Ninan - Saddle Brook NJ, US
Jeannette Russell - Somerset NJ, US
Alexander Varakin - Parsippany NJ, US

Assignee:

The Western Union Company - Englewood CO

International Classification:

G06Q 40/00
G06F 17/30

US Classification:

705 44, 707769, 707E17014, 707E17018

Abstract:

Methods, systems, and devices are described for determining compliance with a listing of persons banned from conducting financial transactions. Words appearing in a listing of a banned person and a financial transaction may be compared with defined words appearing in a database. Common words appearing in both the listing of the banned person and the database, and the transaction record and the database, may be identified, thereby identifying a first and second set of common defined words. The listing of the banned person is linked with countries based on the first set of common defined words and/or phrases and the transaction record is linked with countries based on the second set of common defined words and/or phrases. The countries may then be compared. Based on the outcome, the financial transaction may be permitted or suspended.