Katherine A Pettengill

US Patent:

20120330824, Dec 27, 2012

Filed:

Jun 21, 2012

Appl. No.:

13/529972

Inventors:

Genfu Ng - Omaha NE, US
Jennifer Ludgate - LaVista NE, US
Ronald Snodgrass - Omaha NE, US
Katherine Pettengill - Omaha NE, US

Assignee:

EBAY INC. - SAN JOSE CA

International Classification:

G06Q 20/10

US Classification:

705 39

Abstract:

A payment provider receives a request from a sender to send cash to a recipient, where the request includes an identifier, such as a phone number, of the recipient and an amount to send. If the request can be approved, the payment provider generates a one-time code associated with the request and transmits the code to the recipient. The recipient is then able to enter, present, or otherwise communicate the code to a cash dispenser (such as an ATM, kiosk, clerk or teller), which then communicates the code and other needed information to the payment provider. If approved, the cash dispenser can give the cash to the recipient. Both sender and recipient are not required to have accounts with the payment provider or a bank.