Jerzy A Mikluch

US Patent:

20110218849, Sep 8, 2011

Filed:

Mar 3, 2011

Appl. No.:

13/040243

Inventors:

John R. Rutigliano - New York NY, US
Tomasz Mikluch - Brooklyn NY, US
John Rutigliano - West Babylon NY, US
Carol Rutigliano - West Babylon NY, US
Beata Mikluch - Brooklyn NY, US
Jerzy Mikluch - Brooklyn NY, US

International Classification:

G06Q 30/00

US Classification:

705 1425, 705 16, 705 1453

Abstract:

Systems and corresponding methods for managing multiple accounts is provided comprising causing an interface screen to be displayed at a client device that allows a user to link a plurality of accounts to a unified payment device, each of the plurality of accounts having a unique identification number; receiving a request to purchase at least one item from a merchant at a point of sale using the unified payment device; identifying at least one of the plurality of accounts linked to the unique unified payment device to be used to pay for the purchase; processing the request to purchase the at least one item with the at least one of the plurality of accounts identified; and communicating approval for the purchase to the merchant.