Jeffrey R Olives

US Patent:

20090048884, Feb 19, 2009

Filed:

Aug 14, 2008

Appl. No.:

12/191796

Inventors:

Jeffrey Rolland Olives - Danville CA, US
Jay Allen DeWitt - Spokane WA, US
Dennis Norman Moser - Atherton CA, US
James C. Salters - Cincinnati OH, US
Laura DiGioacchino - San Mateo CA, US
Alex Epelman - Redwood City CA, US

International Classification:

G06F 17/50
G06Q 40/00
G06Q 90/00

US Classification:

705 7, 705 30, 705 40, 705 35

Abstract:

A benchmarking tool generates reports for delivery to a merchant illustrating a performance of the merchant as compared to the performance of the merchant's peers. The performance is illustrated through metrics that algorithmically combine data on transactions of consumers with the merchant or its peers, respectively. The metrics may be further subdivided into consumer groups such as new consumers, consumers that have shopped within the merchant in the past, consumers that no longer shop within the merchant, or consumers that use a commercial account to pay for purchases. The reports may be rendered in a graphical display for use by the merchant.

US Patent:

20090327045, Dec 31, 2009

Filed:

Jun 24, 2009

Appl. No.:

12/490846

Inventors:

Jeffrey Rolland Olives - Danville CA, US
Wayne Thomas Best - Union City CA, US
Jay Hawkins - Livermore CA, US
Laurence Michael Levin - San Francisco CA, US
Tim Gunther - Fremont CA, US

Assignee:

Visa U.S.A. Inc. - San Francisco CA

International Classification:

G06F 17/30

US Classification:

705 10

Abstract:

A computer-implemented automated method of generating a report of sales growth estimate from point of sale transaction settlement database includes selecting a subset of the point of sale transaction data that represents sales transactions for accounts in the transaction settlement database that are active during two consecutive reporting periods from the point of sale transaction settlement database. The selected subset of the point of sale transaction data is then analyzed based on a sorting category resulting in an estimate of sales growth rate over the reporting period.

US Patent:

20110302061, Dec 8, 2011

Filed:

Jun 7, 2010

Appl. No.:

12/795401

Inventors:

Jeffrey Rolland Olives - Danville CA, US
John Chivers - Fremont CA, US
Laura Tallman DiGioacchino - San Mateo CA, US
John W. Chandler - Sausalito CA, US

International Classification:

G06Q 10/00
G06Q 50/00
G06F 17/30
G06Q 40/00

US Classification:

705 30, 707769, 707E17014

Abstract:

A system for providing spending information in a locality by foreign visitors using transaction records of financial presentation devices such as credit and debit cards that are presentable to merchants is disclosed. A storage device stores transaction data generated from card transactions. A transaction analysis module executable by a processor generates a filtered set of transaction records that exclude, from the stored data, a set of transactions which are indicative of having been made by long term residents of the locality, rather than by residents of foreign regions, in order to improve the accuracy of true foreign visitors to the locality. For example, the system filters out from the database all transactions of accounts that have made a bill-pay transaction. As another example, the system filters out non face-to-face transactions and all transactions with mail order and catalog merchants, and schools. Based on the filtered data, the transaction analysis module generates a spending report containing an aggregated amount of the transactions for each foreign region of the holders who have performed the transactions in the locality.

US Patent:

20130246125, Sep 19, 2013

Filed:

Mar 15, 2013

Appl. No.:

13/840169

Inventors:

Jeffrey Rolland Olives - Danville CA, US
Kevin Akerman - Orinda CA, US
Kevin Considine - Lafayette CA, US
Charles Byce - Mill Valley CA, US
James VonDerheide - La Canada CA, US

International Classification:

G06Q 30/02

US Classification:

705 733

Abstract:

A system, apparatus, computer readable media, and method are disclosed for generating analytics on customers of service provider merchants. In an example, a transaction record associated with an account identifier of a customer that purchased a first service from a first merchant may be processed and a service date for the first service may be determined. Other transaction records comprising the account identifier and that satisfy a temporal filter may be identified. Each of the other transaction records may include transaction data associated with at least one of: (1) purchase of another service to be provided within a first predetermined amount of time of the service date, and (2) purchase of a product within a second predetermined amount of time of the service date. A spending profile including information on the first service, the service date, and the transaction data for each of the other transaction records may be generated.

US Patent:

20130275181, Oct 17, 2013

Filed:

Jun 6, 2013

Appl. No.:

13/911997

Inventors:

Jeffrey Rolland Olives - Danville CA, US
Kevin Akerman - Orinda CA, US
Kevin Considine - Lafayette CA, US
Charles Byce - Mill Valley CA, US
James VonDerheide - La Canada CA, US

International Classification:

G06Q 30/02

US Classification:

705 729

Abstract:

A system, apparatus, computer readable media, and method are disclosed for generating analytics on customers of service provider merchants. In an example, a transaction record associated with an account identifier of a customer that purchased a first service from a first merchant may be processed and a service date for the first service may be determined. Other transaction records comprising the account identifier and that satisfy a temporal filter may be identified. Each of the other transaction records may include transaction data associated with at least one of: (1) purchase of another service to be provided within a first predetermined amount of time of the service date, and (2) purchase of a product within a second predetermined amount of time of the service date. A spending profile including information on the first service, the service date, and the transaction data for each of the other transaction records may be generated.