David P Wiland

age ~44

from Phoenixville, PA

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Also known as:

David W Wiland
David O Wiland
Dave P Wiland

Phone and address:: 119 Oriole Ln, Phoenixville, PA 19460
484 932-8063

Connected to:

David Wiland Phones & Addresses

119 Oriole Ln, Phoenixville, PA 19460 • 484 932-8063
Rehoboth Beach, DE
Norristown, PA
2408 Mill Pond Dr, South Windsor, CT 06074
Simsbury, CT
Avon, CT
Manchester, CT
State College, PA
Paoli, PA
119 Oriole Ln, Phoenixville, PA 19460

Us Patents

Method And System For An Enhanced Step-Up Provision In A Deferred Variable Annuity With A Rising Guaranteed Step-Up
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US Patent:

7848989, Dec 7, 2010
Filed:

Nov 9, 2007
Appl. No.:

11/983512
Inventors:

Charles D. Tatro - Mendon MA, US
David P. Wiland - South Windsor CT, US
Assignee:

Hartford Fire Insurance Company - Hartford CT
International Classification:

G06Q 40/00
US Classification:

705 36R, 705 35, 705 37
Abstract:

A computer implemented data processing system and method administers a deferred variable annuity contract during the accumulation phase for a relevant life. The annuity contract has a payment base value, a contract value, and a step-up provision. Administration of the product determines whether a step-up of the payment base value is applicable. If applicable, the product determines a step-up, wherein the step-up is guaranteed at a predetermined percentage. The investments of the deferred variable annuity contract are not limited to a specific asset allocation in order to qualify for the step-up provision.

Systems And Methods For Determining Cost Of Insurance Rates
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US Patent:

7962351, Jun 14, 2011
Filed:

Jun 19, 2008
Appl. No.:

12/142295
Inventors:

Dawn M. LeBlanc - Farmington CT, US
David P. Wiland - South Windsor CT, US
Shawn M. Denman - Torrington CT, US
Michael J. Roscoe - South Windsor CT, US
Assignee:

Hartford Fire Insurance Company - Hartford CT
International Classification:

G06Q 40/00
US Classification:

705 4
Abstract:

According to some embodiments, a current net amount at risk associated with a life insurance policy is determined. The life insurance policy may, for example, have been previously issued to a consumer for a given face death benefit amount. At least one applicable cost of insurance rate may then be automatically selected based at least in part on the determined net amount at risk. The applicable cost of insurance rate can then be applied to the current net amount at risk for the policy. For example, a first cost of insurance rate may be applied to a first portion of the current net amount at risk, and the applicable cost of insurance rate may be applied to a second portion of the current net amount at risk.

Method And System For An Enhanced Step-Up Provision In A Deferred Variable Annuity With A Rising Guaranteed Step-Up
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US Patent:

8103571, Jan 24, 2012
Filed:

Oct 6, 2010
Appl. No.:

12/898877
Inventors:

Charles D. Tatro - Mendon MA, US
David P. Wiland - Norristown PA, US
Assignee:

Hartford Fire Insurance Company - Hartford CT
International Classification:

G06Q 40/00
US Classification:

705 36R, 705 35, 705 38
Abstract:

A computer implemented data processing system and method administers a deferred variable annuity contract during the accumulation phase for a relevant life. The annuity contract has a payment base value, a contract value, and a step-up provision. Administration of the product determines whether a step-up of the payment base value is applicable. If applicable, the product determines a step-up, wherein the step-up is guaranteed at a predetermined percentage. The investments of the deferred variable annuity contract are not limited to a specific asset allocation in order to qualify for the step-up provision.

Method And System For A Step-Up Provision In A Deferred Variable Annuity With A Rising Guaranteed Step-Up
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US Patent:

8108298, Jan 31, 2012
Filed:

Sep 20, 2010
Appl. No.:

12/885970
Inventors:

Charles D. Tatro - Mendon MA, US
Jason F. Taylor - New Britain CT, US
David P. Wiland - South Windsor CT, US
Assignee:

Hartford Fire Insurance Company - Hartford CT
International Classification:

G06Q 40/00
US Classification:

705 37, 705 4, 705 35, 705 36 R
Abstract:

A computer implemented data processing system and method for administering a deferred variable annuity contract during the accumulation phase for a relevant life. The annuity contract has a payment base value, a contract value, and a step-up provision. Administration of the product determines whether a step-up of the payment base value is applicable. If applicable, the product determines a step-up, wherein the step-up is guaranteed at a predetermined percentage. The investments of the deferred variable annuity contract are not limited to a specific asset allocation in order to qualify for the step-up provision.

Apparatus, Method, Program And Computer-Readable Recording Medium For Providing Guaranteed Minimum Accumulated Benefit Contract Funded With Matching Bond Investments
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US Patent:

8346576, Jan 1, 2013
Filed:

Nov 7, 2008
Appl. No.:

12/266821
Inventors:

Daniel R. Guilbert - Simsbury CT, US
David P. Wiland - South Windsor CT, US
Xiaobo Zhou - Simsbury CT, US
Jennifer Lynn Healy - Avon CT, US
Assignee:

Hartford Fire Insurance Company - Hartford CT
International Classification:

G06Q 40/00
US Classification:

705 4
Abstract:

A guaranteed minimum accumulated benefit (GMAB) variable annuity contract management apparatus stores contract data on GMAB variable annuity contracts having a predetermined contract duration. The apparatus also stores fund data on amounts paid to purchase the contracts. The apparatus computes a portion of the amounts paid that is to be allocated to a bond fund. The apparatus stores data on the portion of the amounts paid to be allocated to the bond fund. A substantial portion, or all, of the bond fund is invested in bonds that have a maturity date that matches the contract duration of the GMAB variable annuity contracts.

Systems And Methods For Determining Cost Of Insurance Rates
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US Patent:

8442845, May 14, 2013
Filed:

May 4, 2011
Appl. No.:

13/100519
Inventors:

Dawn M. LeBlanc - Farmington CT, US
David P. Wiland - South Windsor CT, US
Shawn M. Denman - Torrington CT, US
Michael J. Roscoe - South Windsor CT, US
Assignee:

The Prudential Insurance Company of America - Newark NJ
International Classification:

G06Q 40/00
US Classification:

705 4
Abstract:

According to some embodiments, a current net amount at risk associated with a life insurance policy is determined. The life insurance policy may, for example, have been previously issued to a consumer for a given face death benefit amount. At least one applicable cost of insurance rate may then be automatically selected based at least in part on the determined net amount at risk. The applicable cost of insurance rate can then be applied to the current net amount at risk for the policy. For example, a first cost of insurance rate may be applied to a first portion of the current net amount at risk, and the applicable cost of insurance rate may be applied to a second portion of the current net amount at risk.

Method And System For Processing Data Relating To Investment Products Having A Payment Guarantee
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US Patent:

8447636, May 21, 2013
Filed:

Jun 22, 2012
Appl. No.:

13/530359
Inventors:

Charles D. Tatro - Mendon MA, US
David P. Wiland - Norristown PA, US
Assignee:

Hartford Fire Insurance Company - Hartford CT
International Classification:

G06Q 40/00
US Classification:

705 4
Abstract:

A computer system for processing data relating to an investment arrangement having an account value dependent on investment performance and available for withdrawal by an account owner includes a data storage device storing data indicative of a present account value, a withdrawal factor value, a present payment base value, and a guarantee of payments available periodically for a term without reduction of the payment base value; and a processor. The processor is configured to, for periods after a first withdrawal, determine the present payment base value by comparing a present account value to a prior period account value, a periodic increase in the payment base value being limited to a maximum percentage; and determine an available maximum withdrawal without reduction of the payment base value based on the withdrawal factor value and a greater of the present account value and the present payment base value.

Method And System For A Deferred Variable Annuity With Lifetime Benefit Payments
view source
US Patent:

8209197, Jun 26, 2012
Filed:

Nov 9, 2007
Appl. No.:

11/983547
Inventors:

Charles D. Tatro - Mendon MA, US
David P. Wiland - South Windsor CT, US
Assignee:

Hartford Fire Insurance Company - Hartford CT
International Classification:

G06Q 40/00
US Classification:

705 4
Abstract:

A computer implemented data processing system and method administers a deferred variable annuity contract during the accumulation phase for a relevant life. The annuity contract has a payment base value and a contract value. The system has a processor for determining a present payment base value, for determining a present contract value, for determining a withdrawal percent, and for calculating a lifetime benefit payment responsive to a request; wherein the maximum lifetime benefit payment withdrawal is Greater of ((Present Payment Base×Withdrawal Percent) or (Present Contract Value×Withdrawal Percent)).