Dr. Lozano graduated from the University of Texas Medical School at San Antonio in 1977. He works in San Antonio, TX and specializes in Family Medicine. Dr. Lozano is affiliated with Baptist Medical Center and Metropolitan Methodist Hospital.
Pay Bills And Accumulate Wealth Using A Personalized Financial Debit-Credit Combination Card That Allows The User To Make Payment Transactions Against The User's Own Funds And Encourages The User To Pay Back The Account On A Monthly Basis For The Charges Made. If Payments Are Not Made Punctually, Then The Account Holder Is Also Responsible For Paying Interests, Late Fees, And Processing Charges To His Or Her Own Account
This patent application makes available to a specific group of consumers a financial card that provides the services that existing debit and credit cards offer today; with the exception that instead of paying interests and fees to credit lenders, the consumer who uses this card agrees to pay himself or herself for the use of his or her own funds. In other words, with this service, a consumer who has savings in a bank account (in this case a credit line) and elects this service, can make debit transactions against his or her own account and repay himself or herself for the use of the funds, plus finance charges (interests) if payments are late. Thus it gives the consumer the option to increase wealth and at the same time keep from going into more debt. The services offered by this financial card also include a safe alternative to cash; a means of building credit history; an option when having to bail out of emergencies; a flexible alternative when cash or checks are not accepted; savings from having to stock up on traveler's checks or cash when one travels; implicit guarantee of satisfaction because as a consumer one can stop payment, etc.
Apr 2006 to 2000 Sr. Contracts & Negotiations DirectorU.S. Law Library of Congress (CRS) Washington, DC Jun 1995 to Aug 2007 Legislative AttorneyVeriSign Communications Services - Virginia
Mar 2004 to Sep 2005 Regional DirectorVerisign Virginia Nov 2002 to Feb 2004 Corporate Development Director - VirginiaEquifax Atlanta, GA Feb 2002 to Oct 2002 Senior ConsultantMACH, a Millicom Company Fort Lauderdale, FL Mar 2000 to Dec 2001 Managing DirectorGTE Telecommunication Services, Inc Tampa, FL Sep 1997 to Mar 2000 Business Development, Director
Education:
Yale 2007 Bachelor in Business ScienceStetson University College of Law Saint Petersburg, FL May 1995 Juris DoctorTulane University School of Law New Orleans, LA May 1992 Master of LawsCatholic University Juris Doctor in Law
"He was convicted to teach the FARC a lesson," said Carlos Lozano, a Communist Party politician and past intermediary to the FARC. "If Obama really wants to help build peace, after expending such an effort on war-making and weapon selling, then he can facilitate an agreement to allow this man to be
Date: Jan 30, 2016
Category: World
Source: Google
After army raid, Colombia's FARC rebels cancel unilateral cease-fire
"You can't discuss peace in Havana while in Colombia making war," said Carlos Lozano, editor of a Communist Party-run newspaper and sometime mediator between the rebels and the government. "That's what is generating instability in this process."
The editor of the leftist weekly Voz, Carlos Lozano, said that though most Colombians want peace there is no guarantee the talks will succeed. "For that, greater dedication is needed by the parties that is, the government and the rebels."
Date: Jun 16, 2014
Category: World
Source: Google
Colombia peace talks suspended after FARC call for pause
"This incident weakens the peace process. It is not at risk because it is just an incident and can be overcome," said Carlos Lozano, political analyst and editor of the communist-leaning weekly magazine Voz.
Date: Aug 23, 2013
Category: World
Source: Google
Utah seeks to increase tempo with the help of Dennis Erickson
scholarship. Redshirt freshman defensive end Moses Folauhola had to leave the Utes because of an undisclosed ailment and he too will remain in school. Meanwhile, 6-foot-6, 385-pound offensive lineman Carlos Lozano left Utah after he was unable to practice this fall because of issues with his weight.
"While other FARC commanders were talking about blowing up bridges, Cano would be sitting around reading a book," said Carlos Lozano, editor of the Communist Party newspaper Voz and a longtime mediator.