Bryan Scott Kroll

US Patent:

20210224799, Jul 22, 2021

Filed:

Jun 23, 2016

Appl. No.:

15/190890

Inventors:

- San Francisco CA, US
Bryan Kroll - San Mateo CA, US

International Classification:

G06Q 20/40
H04L 29/06

Abstract:

Entry point management and dynamic cross-channel authorization token management is provided. Information related to available authentication tokens and customer data, both historical and current, is obtained and an authentication risk score is determined. Based on the authentication risk score and the available authentication tokens, one or more authentication challenges are rendered based on an attempt to access a customer account. The authentication challenges are independent of the access channel.

US Patent:

20200380506, Dec 3, 2020

Filed:

Dec 20, 2016

Appl. No.:

15/385187

Inventors:

- San Francisco CA, US
John Chuprevich - Davidson NC, US
Kevin R. Cieslak - Novato CA, US
Christopher P. Clausen - Novato CA, US
Jeffrey A. Cornman - San Francisco CA, US
Bryan Hall - Charlotte NC, US
Julio Jiron - San Bruno CA, US
Bryan Kroll - San Mateo CA, US
Samuel Martin - San Francisco CA, US
Traci Nguyen - San Francisco CA, US
Virginia Randle - Tega Cay SC, US
Priyamvada Singh - San Francisco CA, US
Darrell L. Suen - San Ramon CA, US
Kenneth L. Wright - Charlotte NC, US

International Classification:

G06Q 20/40
G06Q 20/10
H04W 12/06
G06F 17/30
H04W 76/02
G06Q 40/02
G06Q 20/32

Abstract:

Systems and methods using a processor coupled to a non-transitory storage medium. The processor is structured to receive an indication of a mobile device connected to a secure network provided by a financial institution, where the mobile device is associated with a user account at the financial institution, identify the mobile device based on a unique identifier of the mobile device, automatically authenticate the mobile device for a first level transaction, receive a transaction request from a user via the mobile device, determine that the transaction request is for the first level transaction, and complete the transaction request.

US Patent:

20200143500, May 7, 2020

Filed:

Nov 5, 2018

Appl. No.:

16/181068

Inventors:

- San Francisco CA, US
Chirstiane Evans - San Francisco CA, US
Bryan Kroll - San Mateo CA, US
Jill Bagalso McNulty - San Francisco CA, US
Gary Schilling - San Francisco CA, US
Paul Vittimberga - Charlotte NC, US

International Classification:

G06Q 50/26
G06Q 20/10

Abstract:

A computer-implemented method includes receiving an indicator of enrollment of a user in a breach notification service; acquiring information regarding the user; and generating one or more indicators of a data breach for an entity that stores one of data regarding the user or an indication of a transaction with the user in a past predefined time period. The computer-implemented method further includes determining that the one or more indicators meet a threshold level for notifying the user of the data breach; in response to determining that the one or more indicators meet the threshold, generating a notification specific to the user regarding the data breach; and providing the notification to the user during a log-in process for a product or service associated with the provider computing system.