Avinash S Kharul

US Patent:

20060195816, Aug 31, 2006

Filed:

Oct 3, 2005

Appl. No.:

11/242565

Inventors:

Michael Grandcolas - Santa Monica CA, US
John Riblett - Culver City CA, US
Ted Krawiec - Malibu CA, US
Albert Cohen - Encino CA, US
Sam Shahdousti - Los Angeles CA, US
Naresh Vyas - Redondo Beach CA, US
Mike Mast - Oak Park CA, US
Simon Khilkevich - Northbridge CA, US
Gene Stolarov - Granada Hills CA, US
Irina Koryakovtseva - Marlboro NJ, US
Grigor Markarian - Oak Park CA, US
Jeremy Dimond - Playa del Rey CA, US
Avinash Kharul - Santa Monica CA, US
Amit Chitnis - Los Angeles CA, US
Ravin Vernekar - Los Angeles CA, US
Dilip Parekh - Los Angeles CA, US
Mark Bitter - Los Angeles CA, US
Farah Khalili - Beverly Hills CA, US
Teresa Petach - Los Angeles CA, US
Chris Kowalski - Culver City CA, US
Rajashree Karwa - Los Angeles CA, US

International Classification:

G06F 9/44

US Classification:

717101000, 717102000

Abstract:

A method and system for implementing on-line financial institution services via a single physical and logical platform deploys global online banking applications in an environment in which the applications are built from a single source base and adapted to various business rules and languages associated with different regions, countries and businesses. Separate web apps are created for each individual business according to contextual attributes, and application servers running the context dependent web apps provide the interface between customers and banking functionality. The platform relies in part on reuse of appropriate components to achieve integration, as well as sharing of core services. As a result of the independent nature of business specific components, each business may require different versions of application software and may update or implement new components without affecting existing business components.