Anthony D Zuress

US Patent:

20120072336, Mar 22, 2012

Filed:

Jul 14, 2011

Appl. No.:

13/182487

Inventors:

Heather M. Le Vine - Harrisburg NC, US
Heather B. Antonio - Jacksonville FL, US
Patricia L. Moore - Salisbury NC, US
Sarah L. Torres - Apopka FL, US
Josh D. Collins - Gastonia NC, US
Anthony D. Zuress - Charlotte NC, US
William J. Burgess - Jacksonville FL, US
Renita Destefano - Harrisburg NC, US

Assignee:

Bank of America - Charlotte NC

International Classification:

G06Q 40/00

US Classification:

705 38

Abstract:

A method and apparatus that allow a rapid evaluation and origination of loans is provided. The creditworthiness of potential borrowers may be evaluated by multiple models. Some models may provide a nuanced evaluation of creditworthiness, while other models generate cross-sell opportunities. The models may implement a strategy. The model may be run on a logic engine or engines. The evaluation may utilize multiple stages, whereby each stage is reached only if the earlier stages are passed. Evaluation may utilize a multi-level strategy. In the event that a loan cannot be reasonably provided, the potential borrower may be given suitable reasons and/or be presented with alternative credit products.

US Patent:

20200127975, Apr 23, 2020

Filed:

Nov 23, 2018

Appl. No.:

16/198928

Inventors:

- Charlotte NC, US
Kevin Cunningham - Fleming Island FL, US
Anthony D. Zuress - Charlotte NC, US
Ira Greenspan - Waxhaw NC, US
Navin Rajapakse - Hoboken NJ, US
Kevin D. Schwarz - Weddington NC, US

International Classification:

H04L 29/06
H04L 9/08

Abstract:

Aspects of the disclosure relate to cloud computing architectures. A system may include a plurality of clouds. One or more of the clouds may transfer data to another one or more of the clouds. A data integration platform may control the data transfer. The transfer may be securely routed through the data integration platform. The transfer may be logged, and the log may be transmitted to an administrative network.

US Patent:

20200117581, Apr 16, 2020

Filed:

Oct 11, 2018

Appl. No.:

16/157188

Inventors:

- Charlotte NC, US
Anthony D. Zuress - Charlotte NC, US
Jobin Thomas - Charlotte NC, US
Girish Nagasamudra - Frisco TX, US

International Classification:

G06F 11/36

Abstract:

A hybrid cloud computing and local computing system is provided. The system may include a cloud computing environment and a local computing environment. The system may include a source control repository, a development repository, a production repository, a developer experience development repository and/or a disposable development and testing environment. The disposable environment may include a plurality of configuration files and an export function. The system may activate the export function to export the plurality of configuration files to the local computing environment. The system may store the configuration files within the local computing environment. The system may receive, at the local computing environment, modifications to the configuration files and transmit the modifications to the source control repository. The system may perform a comparison between the modifications and a set of source control configuration files and update the set of source control configuration files with the modifications.